JobsBackendSr. Fullstack Developer, Originations
Scratch Financial

Scratch Financial

·

Backend

Sr. Fullstack Developer, Originations

RemoteSeniorPosted Aug 17, 2026
Node.jsTypeScriptReactRESTMySQLPostgreSQLRedisDocker+19 more

About this role

Senior Full Stack Developer role on the lending team at Scratch Financial, a Series C fintech startup focused on veterinary payment solutions. You'll architect and build full-stack systems including multi-step applications, risk assessments, payment processing, APIs, and event-based integrations using Node.js, TypeScript, and React.

Must have

5+ years professional software engineering experience

Strong backend skills in Node.js and TypeScript

Experience developing RESTful APIs

Frontend experience using React

Proficiency with HTML, CSS, and JavaScript

Practical knowledge of SQL and NoSQL databases

Experience with domain-based monorepos deploying multiple backend services

Fluency in English required

Availability in UTC-3 to UTC-8 timezones

Technologies

JavaScriptPHPReactGolangHTMLTypeScriptGitDockerRESTCSSPostgreSQLMySQLSeleniumTestingNoSQLMicroservicesRedisGCPMachine learningJSONCypressKubernetesCI/CDAPINode.jsAgilePlaywright

Responsibilities

Architect, design, and implement systems within the Scratch ecosystem

Build multi-step application processes and backend risk assessments

Develop payment processing and public facing API solutions

Create event-based integrations for third-party systems

Write clean, maintainable code across backend services and frontend components

Ensure end-to-end test coverage for all features

Grow and improve CI/CD pipelines

Participate in daily stand-ups, sprint planning, and code reviews

Take ownership of incident response and debugging

Translate product requirements into implementation plans and working code

Benefits

EquityTraining and career developmentHealth insuranceRetirement benefits with matchHome office allowancePhone allowanceParental leaveFlexible hoursCompetitive salaryUnlimited PTO

Amenities

Office space in Pasadena available with snacks and beverages

Recruitment process

1

Remote-first company with optional hybrid office in Pasadena

2

Series C fintech startup based in Los Angeles

3

Focus on veterinary payment and financing solutions

4

Partner network of 15,000+ practices across US and Canada

5

Two main products: Scratch Pay and Scratch Checkout

6

Monthly recognition opportunities and learning platforms provided

7

Equity retention policy to ensure financial growth with company

8

Team will only contact from @scratchpay.com or @ats.rippling.com domains